What is mPay?
mPay is an AI-powered payments and wallet SuperApp targeting the South Asian diaspora in UK, USA, and Middle East. We combine remittances, multi-currency wallets,marketplace services, and ethical finance (Shariah-certified) into one platform.
Beta Launch Goals
- Showcase core value proposition to investors
- Demonstrate market positioning and differentiation
- Display marketplace ecosystem potential
- Present partnership/franchise model (SuperApp Partner)
Key Metrics to Highlight
8
Target Countries
10
Marketplace Categories
9+
Currency Wallets
150+
Partner Hub Locations
The Question: Do We Need Separate Menus?
Current Structure:mPay Personal | mPay Business | mPay Marketplace | Become Partner | Today's Deals
Why This Structure Works:
mPay Personal
Who: Individual users, families, remittance senders
Why separate: Personal banking needs differ from business. Clear segmentation = faster user journey.
Revenue: Transaction fees, FX spread, card fees
mPay Business
Who: Merchants, SMEs, restaurants, shops
Why separate: B2B features (POS, invoicing, payroll) need dedicated space. Decision makers expect business section.
Revenue: Merchant fees, business loans, B2B services
mPay Marketplace
Who: All users seeking deals, services, products
Why separate: Creates ecosystem stickiness. Users return for deals even when not sending money.
Revenue: Commissions, BNPL interest, advertising
RECOMMENDATION: Simplified Menu for Beta
TOP MENU (Sticky Navigation)
FOOTER (Secondary Navigation)
Corporate | mPay Personal | mPay Business | mPay Marketplace (all 10 categories) | Partner | Help | Legal
Alternative: Single Landing Page Approach
For beta, we could simplify to just scroll-based sections without dropdown menus. This works well for investor demos but may confuse users looking for specific features.
Hero Section (Image Slider)
Current Slides:
- 1. Main Cover - AI Payments & Wallet SuperApp
- 2. mPay Personal - Your Global AI Wallet
- 3. mPay Business - AI Merchant, Sell More
- 4. mPay Marketplace - 10+ Categories
Widgets:
- - Auto-rotating carousel (5s interval)
- - Navigation dots
- - Trust stats bar (Users, Countries, etc.)
- - Download app CTAs
Multi-Currency Wallets
Content:
- - 9+ Currency wallet cards (GBP, USD, EUR, BDT, etc.)
- - Real-time exchange rates
- - "Hold, Send, Spend" messaging
Widgets:
- - Horizontal scroll wallet cards
- - Currency flag icons
- - Balance display (mock data)
Send Money (Remittance)
Content:
- - Transfer calculator widget
- - Country corridors (UK→BD, USA→India, etc.)
- - Competitive rates comparison
- - Delivery options (Bank, bKash, Cash)
Widgets:
- - Live rate calculator
- - Country selector dropdowns
- - Fee breakdown
- - "Send Now" CTA
mPay Visa Card
Content:
- - Physical & Virtual card options
- - Cashback rewards (up to 3%)
- - Worldwide acceptance
- - Instant freeze/unfreeze
Widgets:
- - 3D card visual (provided image)
- - Feature list with icons
- - "Order Card" CTA
TOP 5 MARKETPLACE SECTIONS (Landing Page)
Food & Grocery Deals
Content:
- - Restaurant cards with discounts
- - Halal / mPay Exclusive / Indian tags
- - Price comparison (Regular vs mPay)
- - Delivery time estimates
Widgets:
- - Horizontal scroll restaurant cards
- - Category filter tabs
- - Savings badge (% OFF)
- - Rating stars
Buy Now Pay Later
Content:
- - Electronics (MacBook, iPhone, etc.)
- - Installment breakdown (4 payments)
- - 0% interest messaging
- - Shariah-compliant financing
Widgets:
- - Product cards with images
- - Installment calculator
- - "Pay in 4" badge
- - Credit limit indicator
Travel Bookings
Content:
- - Destination cards (Cox's Bazar, Dubai, Maldives, Makkah)
- - Flights, Hotels, Packages
- - mPay exclusive discounts
- - Umrah/Hajj packages
Widgets:
- - Destination cards with images
- - Price display (from $X)
- - Tab filters (Flights/Hotels/Packages)
- - "Book with mPay" CTA
Financial Services
Content:
- - Credit Cards (Visa Signature, Business Platinum)
- - Personal Loans (up to £25,000)
- - Business Loans (up to £100,000)
- - Insurance products
- - Shariah-compliant options
Widgets:
- - Product comparison cards
- - APR / Cashback badges
- - "Apply Now" CTAs
- - Eligibility checker
Health & Wellness (mCare)
Content:
- - Online pharmacy
- - Doctor consultations
- - Fitness subscriptions
- - Mental health services
Widgets:
- - Service category cards
- - Doctor profiles
- - "Book Consultation" CTA
- - Partner pharmacy logos
Become SuperApp Partner
Content:
- - Partner benefits (technology, funding, support)
- - Services offered through hubs
- - Investment tiers
- - Success stories
Widgets:
- - Benefit cards with icons
- - ROI calculator (future)
- - "Apply to Partner" CTA
- - Contact form
Global Hubs Directory
Content:
- - Hub locations by country
- - Services at each hub
- - Operating hours
- - Agent count per hub
Widgets:
- - Country filter tabs
- - Hub cards with map pins
- - Ratings and reviews
- - "Get Directions" CTA
FOOTER ONLY - Coming Soon (V2)
Businesses for Sale
Buy/sell businesses, valuations, due diligence
Coming V2Local Gigs & Jobs
Local gig economy, part-time work
Coming V2Freelancing Services
Remote freelance marketplace
Coming V2Education - Learn Now Pay Later
Courses with 0% interest, 12 months
Coming V2Charity & Zakat
Islamic giving, sadaqah, zakat calculator
Coming V2