mPay Mama - Your AI Shopping Assistant
Make a Wish List - describe item, budget, location, timing. mPay Mama scans merchants, inventory, pricing, and promotions in real time. Delivers the best deal instantly.
Sell More. Reach 500K+ Customers.
List your business on mPay Marketplace and get discovered by customers looking for your products and services.
Restaurants
2,500+ merchants
Grocery
1,200+ merchants
Electronics
800+ merchants
Fashion
1,500+ merchants
Health
600+ merchants
Beauty
900+ merchants
Travel
450+ merchants
Education
350+ merchants
Services
1,800+ merchants
Finance
200+ merchants
High-Frequency, High-Value Categories
Drive daily engagement and maximize revenue with these proven categories.
Food & Grocery
The Daily Engagement Engine
Halal restaurant discovery, in-app ordering, live delivery, group ordering with split bills, AI Grocery Picker.
Buy Now Pay Later
The Fintech Differentiator
0% financing for electronics, appliances, furniture. Shariah-compliant Murabaha structures.
Travel & Experiences
High-Ticket, High-Margin
Hajj Savings Plan, Umrah packages, halal hotels, flights, Eid travel deals.
Health & Wellness
Essential Services
Medical Wallet, 10% pharmacy discounts, telemedicine, diagnostics, health insurance.
Stop Losing 2-3% on Every Transaction
A merchant doing $10K/month pays Stripe $3,600/year. mPay: $180/year.
$3,600
Stripe/Square
$180
mPay Business
One App for Everyday Life
One App for Everyday Life
Food, shopping, travel, health - no app switching
Better Prices by Design
Zero-commission model means savings passed to customers
AI-Powered Discovery
Personalized recommendations, local geo-deals
Integrated Financial Experience
Wallet, BNPL, rewards all unified
Grow Without Commission Fees
Zero Commission Model
Subscription-based, not percentage fees
Instant Customer Access
AI-driven discovery brings customers to you
Free Instant Storefront
Launch in minutes, no coding required
Access to Capital
Transaction history unlocks working capital
Accept Payments Everywhere
QR, NFC, POS, and online - all included with same-day settlement.
QR Code
Static & dynamic codes
NFC
Tap to pay
POS Terminal
Card acceptance
Online Checkout
E-commerce ready
One Platform. Replace 5+ Tools.
mPay Business replaces payment processors, POS systems, analytics dashboards, inventory tools, and marketing platforms.
Zero Transaction Fees - Forever
$180/year replaces 2-3% per-transaction fees. A merchant doing $10K/month saves $3,420+ annually vs Stripe.
Nano Trade Finance
Zero interest, transparent service fee only. Day or weekly working capital with auto-repayment from daily sales.
AI Commerce Engine
Geo-targeted discovery, AI-driven deal promotion, chat-based ordering. Get discovered by every mPay user.
Instant Storefront (Free)
Launch in minutes, no coding. Product catalog, integrated checkout, shareable via WhatsApp & social.
AI Business Intelligence
Daily GMV, customer frequency, basket trends, pricing intelligence, inventory signals, auto bookkeeping.
mPay Credit Engine
Every transaction builds your BD Score. Progressive access from nano finance to larger growth capital.
Run Your Business for Less Than $0.50/Day
Simple subscription. No percentage fees. Unlimited transactions.
Starter
Get started with basic features
- QR Code Payments
- Basic Dashboard
- 2% Transaction Fee
- Next-Day Settlement
- Email Support
Growth
Less than $0.50/day
Complete merchant operating system
- Zero Transaction Fees
- QR, NFC, POS Included
- Same-Day Settlement
- Instant Digital Storefront
- AI Business Intelligence
- Nano Trade Finance Access
- Marketplace Visibility
- Priority Support
Enterprise
$1/day
For high-volume businesses
- Everything in Growth
- Multi-Location Support
- Advanced Analytics
- Premium Marketplace Placement
- Dedicated Account Manager
- Custom Integrations
- Higher Finance Limits
- White-Label Options
Refer a Business, Earn $100
Know a business that could benefit from mPay? Refer them and earn $100 when they sign up for the Growth plan.
Ready to Grow Your Business?
Join thousands of merchants on mPay. Sell more, pay zero fees, grow faster.