Live Smarter. Pay Smarter.
One Wallet for Everything.
A complete personal financial operating system. Zero fees. 8 smart wallets. AI-powered financial intelligence. Shariah-certified.
$5
Per Month
8
Smart Wallets
0%
Transaction Fees
8 Smart Wallets for Every Need
People fail financially because money is unstructured. mPay introduces purpose-built wallets aligned to real-life financial needs with AI auto-allocation.
Remittance Wallet
Cross-border money movement
mPay Card Wallet
Card, NFC, global payments
Savings Wallet
Mudarabah profit-sharing returns
Food Wallet
Groceries, dining, daily essentials
Lifestyle Wallet
Rent, bills, subscriptions
Medical Wallet
Healthcare, pharmacy, emergencies
Education Wallet
Tuition, books, learning
Family Circle Wallet
Shared household finances
AI Layer: Auto-allocates income, pre-funds upcoming expenses, protects essential categories, and builds savings continuously.
Why mPay Personal?
mPay is structurally different from all existing solutions.
Zero-Fee Financial Infrastructure
Unlimited transfers, cash-in/out, bills, recharge - all zero fees. Save TK 11,000+ per year.
AI Financial Intelligence
Automatic bill payments, subscription detection, real-time alerts, personalized recommendations.
60-Second Global Transfers
Up to 70% cheaper than traditional providers. Best rates to Bangladesh, India, Pakistan.
Ethical Savings Engine
Mudarabah profit-sharing, transparent returns, no minimum balance. Grow money responsibly.
Family Circle
Up to 4 members with role-based spending control and shared savings goals.
Build Your BD Score
Every transaction builds your financial identity, unlocking future credit and services.
Choose Your Plan
Most users recover the full cost within weeks through savings alone.
Basic
Get started with essential features
- 1 Currency Wallet
- 3 Free Transfers/Month
- Virtual Debit Card
- Basic Customer Support
- Marketplace Access
Plus
or $60/year
Complete personal financial system
- 8 Smart Wallets
- Unlimited Free Transfers
- Physical + Virtual Cards
- AI Financial Intelligence
- Up to 10 Salary Advances/Year
- Family Circle (4 members)
- Priority Support
- 10% Marketplace Cashback
Premium
or $99/year
The ultimate mPay experience
- Everything in Plus
- Metal Card
- 24/7 Concierge Support
- 15% Marketplace Cashback
- Family Travel Insurance
- Unlimited Lounge Access
- Exclusive Partner Deals
- Early Access to Features
Save TK 11,000+ Per Year
0%
Transfer Fees
0%
Bill Payment Fees
0%
Cash Out Fees
70%
Cheaper Remittance
Traditional platforms monetize every action. mPay replaces this with a flat subscription delivering fully predictable costs and significant savings.
Refer a Friend, Earn $20
Share mPay with friends and family. When they sign up and make their first transfer, you both get $20 credited to your wallet.